Best home and auto insurance companies
Whether it is home, health, life, or car insurance, the monthly
premiums we pay takes a big bite out of our pay checks. It seems as
though that much of our income is now being spent on insurance. As well,
we often end up with many different insurance providers which can be
frustrating and confusing. Realizing how complicated and annoying it can
be to have many insurance providers as well as the costs of paying so
many premiums, insurance companies have come up with practical ways for
consumers to lower their insurance costs. One way to cut down on the
number of providers and save money is to combine your auto insurance and
home insurance into one policy.
For
most people, at some point in life, they will own both a vehicle and a
home at the same time. Combining home and auto insurance from one
insurer will reduce the amount people pay on their monthly premiums for
each type of insurance. Often they can save hundreds and even thousands
of dollars a year. Many insurance experts estimate that consumers can
save between 15% - 20% on their insurance costs when they combine their
auto and home policies.
Most insurance providers now provide
discounts to customers who buy both home and auto insurance together
from their company. Not only will home insurance provide coverage for
the home according to the details outlined in the policy, but a
homeowner will also have auto coverage for their vehicle. Depending on
their policy, this can include collision, liability,
comprehensive...etc.
Another great benefit of combining of
combining auto and home insurance policies is you will only have one
deductible to pay. When you have individual insurance policies, having
more than one deductible can really add up. For instance, you could have
a home insurance deductible of $1000.00 and a car insurance deductible
for $500.00. With one insurance package, you will have one cheaper
deductible to pay in the event you have to make a claim.
The best
way to get inexpensive home and auto insurance is to comparison shop
using an online comparison quote tool. There are insurance resource
sites that allow users to request quotes from several different
insurance providers. It is a fast and easy way to find the cheapest home
and auto insurance policy. However, it is important not to sacrifice
essential coverage to save money. When you search for insurance online,
you will not have to worry about obligations or high pressure sales
tactics.
If you have a vehicle and home, you need to make sure you
are protected by having the right amount of insurance. Unfortunately,
with so many different insurance policies available, it has become quite
expensive to get all of the essential insurance from a variety of
different providers. As well, the economy is still unstable so most
people are still sticking to their tight budgets. Combining your home
and auto insurance policy is one way to cut down on your insurance costs
and put more money back in your wallet.
Grey Power leads the industry in providing home and auto insurance to Canadians. Join today and receive a car insurance quote online, which could save you up to $400 a year.